hfhmc_partnership_application.pdf Got Questions? This may help
What is Habitat for Humanity
of Morrison County?
Established in 1998, we are a non-profit (501c-3) ecumenical Christian housing ministry seeking to eliminate poverty housing, and to make decent shelter a matter of conscience and action. HFHMC is governed by a local Board of Directors. We are serving God, Building homes and Building Community. Habitat invites people from all walks of life to work together in partnership to build houses with families in need. Our mission is to build simple, affordable homes in partnership with low-income people in Morrison County.
How does it work?
Habitat is not a charity or give-away program. HFHMC builds houses in partnership with Morrison County families in need. Volunteer labor helps keep building costs lower. Partner families make a down payment, and monthly mortgage payments. They also invest 300 hours of their own labor or “sweat equity” into building their home, and on other Habitat projects. As homeowners pay their mortgages, the money will build more Habitat homes in Morrison County.
How are partner families selected?
We accept applications from people who have currently lived in Morrison County for at least one year. Our family relations committee reviews the applications and recommends families based on:
1) their need for adequate housing
2) willingness to partner with Habitat
3) ability to repay the no-interest mortgage, and
4) they must be between 25% to 60% of the average income for Morrison County based on our income guidelines. Call our office at 320-616-2084 for an application or click this link to download the application.
How much does it cost to build a Habitat house?
Building costs have been escalating dramatically and current house costs are between $135,000 and $155,000 (including the land) to build a home in Morrison County. They are still affordable to low-income families because there is no profit included in the sale of the home and no interest is charged on the mortgage. The mortgages are financed over 20-30 years.
Volunteers from Camp Ripley.
How does HFHMC get money to build houses?
Funding comes from individual, church, service groups and business contributions, modest grants from business foundations with local branches, as well as fundraising events throughout the county: Golf Tournament, Ladies Spring Luncheon, and Hammerin' the Highway for Habitat Motorcycle Ride are a few. Every dollar is gratefully accepted and wisely used. We do not receive government funding.
How can I become involved?
Our 3 biggest needs are prayers, people, and financial support. Please pray for Habitat for Humanity here in Morrison County. There are many different ways one can volunteer with HFHMC: serve on a committee, help with a fundraiser, join a construction crew. Use your networking skills to be a Habitat ambassador! One can attend a fund-raiser, a groundbreaking or dedication ceremony, donate materials, or simply donate money.
Call us today to find out how you can become involved.
Our number is 320-616-2084.
Some Interesting Facts About Habitat for Humanity of Morrison County:
We are County Wide: with homes in Little Falls, Motley, Randall Royalton and Pierz and Swanville. Location of the home is determined by where the partner family lives.
Payments: Families make house payments on an interest free mortgage. They pay real estate taxes and insurance, just like other homeowners.
Partnerships: Many groups and individuals partner with HFHMC by doing everything from planning groundbreaking ceremonies to cooking for work crews, assisting with fundraisers, lining up supplies and everything in between.
God is our most important partner, guiding individuals, groups, churches, businesses and organizations to become involved with HFHMC through prayer, by volunteering their time, donating funds and materials.