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Apply to Be a Homeowner Partner

Am I eligible?

Applicants must have lived in Morrison County for at least one

year, and must meet the following requirements:


  • Need for housing – Current living conditions are substandard, unsafe, overcrowded, or unaffordable.


  • Willingness to partnerWe don't build a house FOR you, we build a house WITH you. Applicants must be able to invest at least 300 hours of “sweat equity” into their home. Sweat equity refers to the actual hands-on involvement of partner families in the construction of their own homes, and participation in other Habitat activities. Applicants may also be asked to join in fund raising efforts by representing Habitat and/or sharing their story.


  • Ability to pay – Habitat is not a give away program. Applicants purchase their home from us at a low interest rate. Applicants must meet our income guidelines and have enough income to make a small down payment and affordable mortgage payments. Our income guidelines are calculated as being between 25-60% of the HUD average income for Morrison County.

income guidelines.jpg

We will next be accepting applications January 1-31, 2025

What kind of houses do we build?

We do not build custom dream homes, but the homeowner partner will have simple, decent, affordable home. Most homes are roughly 1200 square feet, with 3 bedrooms and 1 bathroom. The home is built per our guidelines, but the homeowner partner will be able to choose some finishes and colors. The home is built by the homeowner partner and volunteers under the direction of our Construction Manager. 

How do I apply?

Print the application using the button above, and return it to us in January. Applications are accepted only during the month of January each year, and are then reviewed by our Family Selection Committee. They select the applicant that best meets the requirements. Applicants are notified either way, typically by May 1. Feel free to contact us with any questions.

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